Pass the actual test with the help of Hawaii-Life-Producer study guide
Updated: Aug 26, 2026
No. of Questions: 120 Questions & Answers with Testing Engine
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| Certification Vendor: | Hawaii Department of Commerce and Consumer Affairs (DCCA) Insurance Division / Pearson VUE |
| Exam Name: | Life Producer |
| Exam Number: | InsHI_Life01 / OPLife01 |
| Real Exam Qty: | 96 (85 scoreable + 11 pretest) |
| Related Certifications: | Hawaii Life Insurance Producer License |
| Exam Duration: | 120 minutes |
| Exam Format: | Multiple-choice, Computer-based test center exam, Online proctored OnVUE exam |
| Available Languages: | English |
| Exam Price: | $75 USD |
| Passing Score: | 70 (scaled score) |
| Certificate Validity Period: | License term: not less than 1 year and not more than 3 years; renewal/extension for an individual producer is due on the last day of the licensee's birth month |
| Sample Questions: | Insurance Licensing Hawaii-Life-Producer Sample Questions |
| Exam Way: | Pearson VUE test center or Pearson VUE OnVUE online proctored examination. The test center version is InsHI_Life01; the online proctored version is OPLife01. The examination consists of a 75-minute General section and a 45-minute Hawaii-specific State section. The January 2026 official content outline specifies 50 scoreable plus 5 pretest questions for General and 35 scoreable plus 6 pretest questions for Hawaii-specific content, for 96 delivered questions in total. |
| Pre Condition: | Minimum age 18. Hawaii does not require a specific pre-licensing education program or pre-screening before taking the examination. Applicants must pass the Life Producer examination for a Life producer license unless an applicable statutory examination exemption applies. |
| Official Syllabus URL: | https://www.pearsonvue.com/content/dam/VUE/vue/en/documents/publications/121201.pdf |
| Section | Objectives |
|---|---|
| Life - General Knowledge | - Life Provisions, Riders, Options, and Exclusions
|
| Life - Hawaii Specific | - Hawaii Laws and Rules Common to Life, Accident and Health, Property, Casualty and Personal Lines Insurance
|
1. An insured replaces a life insurance policy with another policy issued by the SAME insurer. With respect to the new policy's incontestability and suicide periods, the replacing insurer must generally:
A) waive all future premiums for two years
B) apply the credit only if the beneficiary remains unchanged
C) restart both periods completely without credit
D) credit the time elapsed under the existing policy, up to the face amount of the existing policy
2. Unless the person entitled to the funds directs otherwise in writing, a Hawaii insurance producer holding return premium funds must return those funds within:
A) 10 days
B) 30 days
C) 20 days
D) 60 days
3. Producers may engage in all of the following activities EXCEPT:
A) soliciting insurance applications for insurance
B) selling insurance
C) negotiating insurance
D) countersigning contracts
4. A convicted felon may receive a life or health license only if a felony waiver is approved by:
A) the local police department
B) a court order
C) the appointing general agent
D) the Insurance Commissioner
5. A temporary license issued by the Hawaii Insurance Division is valid for how many days?
A) 60
B) 90
C) 30
D) 180
Solutions:
| Question # 1 Answer: D | Question # 2 Answer: B | Question # 3 Answer: D | Question # 4 Answer: D | Question # 5 Answer: D |
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