Pass the actual test with the help of CA-Life-Accident-and-Health study guide
Last Updated: Oct 16, 2026
No. of Questions: 157 Questions & Answers with Testing Engine
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| Section | Weight | Objectives |
|---|---|---|
| Topic 1: California Insurance Code & Ethics | 20% | - Ethical standards and anti-fraud provisions - State regulations and licensing rules - Unfair trade practices - Policy delivery and replacement rules |
| Topic 2: Health Insurance | 25% | - Long-term care insurance - Health policy provisions and exclusions - Disability income insurance - Medical expense and major medical plans - Medicare and Medicare supplements |
| Topic 3: Life Insurance | 35% | - Beneficiary designations and settlement options - Policy provisions, riders, and options - Types of life insurance policies - Group life insurance |
| Topic 4: Annuities and Retirement Plans | 10% | - Fixed and variable annuities - Tax treatment and suitability - Immediate and deferred annuities |
| Topic 5: General Insurance Concepts | 10% | - Insurance marketplace and regulation overview - Basic insurance principles and terminology - Insurance contract law and elements |
It is considered an unfair method of competition for an agent to advertise that the insurer the agent is appointed with is
Correct Answer: D 🗳️
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How does the cost recovery rule apply when a life insurance policy is surrendered for its cashvalue?
Correct Answer: B 🗳️
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According to California Insurance Code, an insurance policy must be
Correct Answer: C 🗳️
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What is the limit of liability in a term life insurance policy?
Correct Answer: D 🗳️
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When is the automatic loan provision activated?
Correct Answer: A 🗳️
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